ArcaMax

On a ship carrying 6,700-plus fun seekers, it is a special treat to be cosseted among 300 or so guests enjoying the luxury, pampering and privacy of an exclusive ship-within-a-ship experience. And so it is with the Yacht Club aboard MSC’s World America, a 152-suite members-only enclave that comes with perks including butler service and 24-...Read more

Toni:

Currently, I am on a stand-alone Part D plan with a Medicare Supplement because of my serious health issues. Last week, I received information about the changes to the 2026 Medicare Part D plan I am currently enrolled in, and the premium is increasing by $50 per month, from $44.80 to $94.80 beginning January 1. The Part D ...Read more

Dear Toni,

My Medicare starts November 1, and I received my first bill, due on October 25, about a week ago. This bill is for three months, from November 1 to January 31, and it’s over $550. I currently have more than $12,000 on my Health Savings Account (HSA) debit card through my past employer, ...Read more

Toni,

My sister suggested that I send you an email because I’m confused on what to do with enrolling in Medicare since I turn 65 on Jan. 5, 2026. Please help me, Toni, because I’m overwhelmed by the marketing material received for Medicare’s Open Enrollment Period. What do I do?

I’m not sure when is the right time to ...Read more

For a while, walking the dog felt hazardous. Earl Vickers was accustomed to taking Molly, his shepherd-boxer-something-else mix, for strolls on the beach or around his neighborhood in Seaside, California. A few years ago, though, he started to experience problems staying upright.

“If another dog came toward us, every single time I’d end up ...Read more

Dear Toni:

I turned 65 in February and did not enroll in a Medicare Prescription Drug plan. I have been told that I must wait until October for Medicare’s enrollment time. I need help now because I have been prescribed an expensive brand-name prescription. I thought I could enroll at any time of the year, but the application for Part D was ...Read more

For a while, walking the dog felt hazardous.

Earl Vickers was accustomed to taking Molly, his shepherd-boxer-something-else mix, for strolls on the beach or around his neighborhood in Seaside, California. A few years ago, though, he started to experience problems staying upright.

“If another dog came toward us, every single time I’d end up...Read more

DALLAS -- Peggy Plaisted’s fence was falling down and she needed help.

The 70-year-old Plano, Texas, resident, retired and living on a fixed income, couldn’t afford to hire a commercial fencing company. So Plaisted turned to social media looking for someone handy to hire.

That’s when she came across the Plain-O Helpers, a group of mostly...Read more

So much financial advice is centered on building up your nest egg for retirement, but it feels like so little is focused on helping you manage that money, whether you’re retiring early or on schedule. But properly managing your money in retirement is critical to ensuring that your nest egg is able to see you through your golden years without ...Read more

Maria Zambrano’s quinceañera carried many of the signature trappings of the milestone sweet 15th celebration. A DJ, a tiara, lavish ballroom gowns and lots of dancing, replete with a court of honor to help waltz her transition into adulthood.

But Zambrano has been an aMSdult for a long time. She just turned 51.

The quinceañera that ...Read more

Our annual family vacation on Cape Cod included all the familiar summer pleasures: climbing dunes, walking beaches, spotting seals, eating oysters, reading books we had intended to get to all year.

And a little shopping. My grandkid wanted a few small toys. My daughter stocked up on thousand-piece jigsaw puzzles at the game store in ...Read more

Our annual family vacation on Cape Cod included all the familiar summer pleasures: climbing dunes, walking beaches, spotting seals, eating oysters, reading books we had intended to get to all year.

And a little shopping. My grandkid wanted a few small toys. My daughter stocked up on thousand-piece jigsaw puzzles at the game store in ...Read more

Hello Toni:

When I turned 65 in May 2024, I continued to work full-time with a health savings account (HSA) as my employer benefits and use GoodRX to cover prescriptions. My employer’s human resources manager advised me to enroll in Medicare Part A when I turned 65, which was not ...Read more

Like a lot of people my age, there are times when I can't find my keys, or my sunglasses, or my phone.

Now and again, I'll get an idea to look something up, reach for my computer, and forget what it was.

Normal aging?

Signs of cognitive impairment?

I'm not sure, but if you have similar questions about yourself or a loved one, and you'd like ...Read more

Seniors in some parts of the country say they are being denied COVID-19 vaccinations amid an ongoing spike in cases, leading to rising frustration over new Trump administration policies that are making it harder to get the shots.

Matthew D’Amico, 67, of New York City, said a Walgreens declined to administer COVID-19 vaccines to him and his 75...Read more