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Everyday Cheapskate: The Ultimate Restaurant Menu Cheat Sheet

Consumer / Everyday Cheapskate /

A restaurant menu is no big deal, right? It's just a list of the food items that a restaurant offers its customers. Sure it is. Plus a whole lot more.

Before menus ever make it to the printer, restaurant owners hire menu engineers and consultants to bury super sneaky psychological tricks into the pretty pictures and mouth-watering descriptions ...Read more

Andrew Harnik/Getty Images North America/TNS

'Weaponizing' $10 trillion of US assets is tough ask for Europe

Consumer / Home and Consumer News /

As Europe considers how best to respond to U.S. President Donald Trump’s latest threats over Greenland’s sovereignty, there’s one extreme potential counter measure that’s fueling debate among investors.

European countries hold trillions of dollars of U.S. bonds and stocks, some of which sit with public sector funds. That’s spurring ...Read more

Hector Amezcua/The Sacramento Bee/TNS

Echoing Trump, Newsom vows crackdown on corporate homebuying in California

Consumer / Home and Consumer News /

In his final State of the State speech earlier this month, California Gov. Gavin Newsom took aim at a group that some say contribute to California's housing affordability crisis: corporate landlords.

Newsom vowed to take a tougher stance toward institutional investors, such as hedge funds and private equity groups, that buy up hundreds or ...Read more

Michael Kovac/Getty Images North America/TNS

Andreessen Horowitz makes a $3 billion bet that there's no AI bubble

Consumer / Home and Consumer News /

An artificial intelligence startup that helps developers write and debug code is now worth nearly as much as United Airlines. A two-month-old AI computer company raised a massive $475 million seed round, with plans to secure even more financing soon. And a platform for ranking AI models is now valued at nearly $2 billion, less than a year after ...Read more

Everyday Cheapskate: Warm Hands, Warm Heart and a $2 DIY Rice Pack

Consumer / Everyday Cheapskate /

There's a certain chill that no amount of layers can fix, the kind that creeps up your sleeves, numbs your fingers, and makes you wonder if your blood type is iced tea. That's when I reach for one of my favorite frugal comforts: a humble, homemade rice pack.

No cords, no batteries, no plug-in heating pad with a mind of its own. Just plain rice,...Read more

Jennifer Buchanan/The Seattle Times/TNS

WA has a housing crunch. Microsoft President Brad Smith has thoughts

Consumer / Home and Consumer News /

Microsoft is recommending several policies to local lawmakers in an effort to help speed up housing development in Washington state.

In a playbook the company released Thursday are four proposals that Microsoft says are “concrete, evidence-based actions that state and local leaders” can take to close the housing gap.

—Unlock land: ...Read more

Elena Elisseeva/Dreamstime/TNS

Real estate Q&A: Can neighbor's cameras be pointed at my courtyard?

Consumer / Home and Consumer News /

Q: Can my neighbor point cameras into my courtyard that capture all my comings and goings? —Rachel

A: Privacy concerns can arise no matter where someone lives. Sometimes it is a nosy neighbor; other times it involves a business with security cameras or drones flying overhead.

While laws vary depending on where you live, the general ...Read more

Everyday Cheapskate: A Reliable Method to Compare Prices of Toilet Paper

Consumer / Everyday Cheapskate /

Over the years, I've received thousands of money-saving tips from readers -- many of which I've shared in books, newsletters and this column. And there are plenty that I've not shared for a variety of reasons, but mostly because they don't work.

Some work so poorly, they actually end up costing time and money, not saving anything. One of those ...Read more

Dreamstime/Dreamstime/TNS

Capital One to pay $425 million for deceptive savings accounts

Consumer / Home and Consumer News /

Maryland and other states have settled with Capital One for $425 million after the bank was found to have used deceptive practices and misleading language for its 360 Savings accounts, according to the Office of the Maryland Attorney General.

The $425 million settlement is a revised agreement stemming from a complaint about Capital One’s 360 ...Read more

Everyday Cheapskate: A Simple Tip to Get Better Gas Mileage

Consumer / Everyday Cheapskate /

Some time ago, I wrote about simple things you can do to get better gas mileage, which means less time and money spent at the gas pump.

One of those tips was to make sure your car's tires are always properly inflated because underinflated tires cause the engine to work harder than necessary, which wastes fuel, while overinflation causes tires ...Read more

Amanda McCoy/Fort Worth Star-Telegram/TNS

Wall Street homebuyers plan counter-offer after Trump threat

Consumer / Home and Consumer News /

Wall Street homebuyers rattled by President Donald Trump’s broadside are plotting their own proposals to defuse the risk of getting shut out of the housing market.

“If the administration were to sit down with a group of us we could put a we could put a proposal — we could put a project — together,” Pretium Co-President Stephen Scherr ...Read more

Everyday Cheapskate: How To Sell Your House for the Highest Price Possible

Consumer / Everyday Cheapskate /

So you're getting ready to sell your house. Just thinking about it can be an overwhelming experience.

Should you hire a real estate agent? Should you do a FSBO (for sale by owner) to keep from paying that big commission? Should you spend a lot of money to paint and re-carpet -- at least the front rooms?

Where do you start, and what can you do ...Read more

Everyday Cheapskate: How to Slash Subscription Costs

Consumer / Everyday Cheapskate /

If your bank account seems to be on a diet and you can't figure out why, check your subscriptions. Between streaming services, beauty boxes, and apps that promised to "change your life," you might be leaking money like a slow-drip faucet.

I'm not against subscriptions. I love a good one when it actually makes life easier. But most of us sign up...Read more

Justin Sullivan/Getty Images North America/TNS

Solar panels and heat pumps to be more expensive in 2026

Consumer / Home and Consumer News /

The elimination of U.S. tax credits for residential heat pumps, solar panels and batteries will make electrifying your home more expensive in 2026, and tariffs and made-in-America mandates could add additional costs.

Just how pricey remains to be seen. New financing models could help keep some solar and battery costs in check, according to ...Read more

Kevin Dietsch/Getty Images North America/TNS

Lutnick met homebuilders as Trump dials up affordability push

Consumer / Home and Consumer News /

Commerce Secretary Howard Lutnick recently met with executives from major homebuilding companies, according to people familiar with the matter, part of President Donald Trump’s push to bolster his standing with voters on the economy.

The administration has held meetings in recent weeks aimed at sounding out the builders on ways to improve ...Read more

Justin Sullivan/Getty Images North America/TNS

Trump tells Fannie, Freddie to buy $200 billion of mortgage debt

Consumer / Home and Consumer News /

President Donald Trump is directing Fannie Mae and Freddie Mac to purchase $200 billion in mortgage bonds, a move he cast as his latest effort to bring down housing costs ahead of the November midterm election.

Trump announced the move on Thursday in a social media post, saying “This will drive Mortgage Rates DOWN, monthly payments DOWN, and...Read more

Justin Sullivan/Getty Images North America/TNS

Trump directs $200 billion mortgage bond buy in housing push

Consumer / Home and Consumer News /

U.S. President Donald Trump said he was directing the purchase of $200 billion in mortgage bonds, which he cast as his latest effort to bring down housing costs ahead of the November midterm election.

Trump announced the move on Thursday in a social media post. The director of the Federal Housing Finance Agency, Bill Pulte, said soon after ...Read more

Mario Tama/Getty Images North America/TNS

Complaints over insurers' handling of LA wildfire claims prompt a flurry of bills

Consumer / Home and Consumer News /

Since the January 2025 firestorms damaged or destroyed more than 12,000 homes in Los Angeles County, fire victims have repeatedly complained that insurers have delayed, denied or underpaid many of their claims, with most still displaced.

A year later, state lawmakers have introduced legislation to address those problems.

One bill, authored by ...Read more

Elizabeth Flores/Minnesota Star Tribune/TNS

Expect even more homebuying assistance competition after fed rule

Consumer / Home and Consumer News /

For cash-strapped, lower-income homebuyers, the housing market is a tough place to be.

And it’s only becoming more uncomfortable in 2026.

A new federal rule has changed the eligibility targets for certain down payment- and closing cost-assistance programs, which could make the application for funds more competitive. And even when those ...Read more

Real estate Q&A: If board doesn't enforce rules, is HOA liable when someone is hurt?

Consumer / Home and Consumer News /

Q: Our association board members never seem to enforce the rules, and recently, this ended up with someone getting hurt. Is our association liable because of this? Are the board members? — Andy

A: Community associations are responsible for maintaining the community and enforcing its rules. When board members fail to enforce these rules, it ...Read more

 

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