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Jim Watson/AFP/GETTY IMAGES NORTH AMERICA/TNS

How the Fed impacts stocks, crypto and other investments

Consumer / Home and Consumer News /

Higher interest rates played out on stocks, cryptocurrency and commodities such as oil over the past few years. But now that the Federal Reserve has been lowering short-term rates, what can investors expect from here, and how long will the shifting rate environment impact markets?

After lowering interest rates by 25 basis points at its December...Read more

Are your lost bitcoins gone forever? Here's how you might be able to recover them

Consumer / Home and Consumer News /

While Bitcoin spent the last decade soaring and making millionaires out of many people, other owners of the world’s largest cryptocurrency have missed out. Why? One major reason: They’ve lost access to their account. In fact, more than $400 billion in Bitcoin is estimated to be lost — but some is recoverable, says at least one firm.

A ...Read more

Everyday Cheapskate: How to Kill Dust Mites Inside Your Home -- Without Breaking the Bank

Consumer / Everyday Cheapskate /

Dust mites. You can't see them, but they're everywhere -- your bedding, your couch cushions, your rugs and, yes, your favorite recliner. These tiny, eight-legged creatures are like the worst kind of houseguest: They never pay rent, they eat your skin flakes, and they leave behind waste that makes you sneeze.

Even if you're not particularly ...Read more

Jason Armond/Los Angeles Times/TNS

He dreamed of a midcentury haven in LA. He found it in an iconic rental off Sunset

Consumer / Home and Consumer News /

LOS ANGELES -- Growing up in a small town outside of Cleveland, Tyler Piña was fascinated by Los Angeles and the glamour of Hollywood.

"My dad grew up out here, and it's where my parents met," says the 33-year-old screenwriter and Emmy Award-winning director of "Next Level With Lauren Goode." "I remember looking at old Polaroids of them in the...Read more

Real estate Q&A: Should I take HOA to small claims court over landscaping demand?

Consumer / Home and Consumer News /

Q: We live in a gated community with an HOA and had our landscaping plan approved by the Architectural Review Committee in 2015. This plan included adding shrubbery and rocks around a roadside tree. Recently, the HOA management stated that this area is community property, and the landscaping violates community rules, demanding its removal at our...Read more

Lloyd Fox/Baltimore Sun/TNS

5 things to know about Baltimore's grants to revive vacant properties

Consumer / Home and Consumer News /

Baltimore is aiming to reduce its thousands of vacant properties by offering grant funds to those who are interested in fixing them up.

Mayor Brandon Scott, a Democrat, announced the “first round” of City-Wide Affordable Housing TIF Funds last week. The initiative is part of a $3 billion plan over 15 years from the two-term mayor that aims ...Read more

Ivy Ceballo/The Seattle Times/TNS

Amazon pledged to support affordable housing. How has it fared so far?

Consumer / Home and Consumer News /

It's a sunny, September day in SeaTac, Washington, and three kids are playing in the courtyard of Connection Angle Lake, a new 130-unit affordable housing project roughly 50 feet from the last stop on Sound Transit's 1 Line.

Inside, the studios, one-bedroom and multi-bedroom apartments look fresh with stainless steel appliances and views that ...Read more

Joe States/Pioneer Press/Chicago Tribune/TNS

Gurnee Mills announces new slate of businesses: 'The death of malls is vastly overrated'

Consumer / Home and Consumer News /

GURNEE, Illinois — Gurnee Mills, a mall located in a northern exurb of Chicago, recently announced a new slate of stores and businesses coming to the mall in the near future, a sign of its “thriving” health, according to shopping center representatives.

It’s a far cry from reports that came out about the mall leading up to the pandemic,...Read more

Everyday Cheapskate: Clutter's Last Stand

Consumer / Everyday Cheapskate /

What would we do if we actually had to use everything we own, including all that stuff in the drawers, cupboards, closets, shelves and boxes in our kitchen, bedrooms, living room, basement, attic, garage, rafters, driveway, patio, side yard and cars?

Could we do it? It's not likely. Instead, we pack it, stack it and pile it away -- we even pay ...Read more

Everyday Cheapskate: How to Stop Making Bad Decisions

Consumer / Everyday Cheapskate /

I saw the funniest sign, but it wasn't funny for long because I started to think about it. Suddenly, the humor melted away. The sign read: "Everything happens for a reason. Sometimes the reason is, you're stupid and make bad decisions."

Ouch! Those 15 words hit hard because I've made more than my share of bad money decisions in my life.

I've ...Read more

Everyday Cheapskate: Should You Lend Money to Family and Friends? Read This First.

Consumer / Everyday Cheapskate /

Over the years, I've heard from dozens of readers who have lent money to friends and family members, only to have become outraged when the deal goes sour. The problem is, they write to me after they've made the loan. By now, they've been waiting months, even years, for repayment, without success, hoping I can wave a magic wand to get their money...Read more

350jb/Dreamstime/TNS

Mortgage rate scenarios to watch following a likely Fed rate cut

Consumer / Home and Consumer News /

Nearly everyone thinks the Federal Reserve will cut interest rates this week. That sentiment has translated to falling mortgage rates. Last week, the average 30-year fixed rate dropped to 6.38%, according to Bankrate’s national survey of lenders. Rates haven’t been this low in nearly a year.

“These lower rates reflect growing market ...Read more

Dreamstime/Dreamstime/TNS

AI is transforming how we bank: What this means for your money

Consumer / Home and Consumer News /

Artifical intelligence (AI) is likely to reshape our lives in as big a way as the internet did in the 1990s and smartphones did in the 2000s (scary or exciting as that may be). That means changes to your regular life and your banking life, too. You’re likely encountering AI in your financial life already, with or without knowing it.

Banks ...Read more

Epicstock/Dreamstime/TNS

13 states that don't tax your retirement income

Consumer / Home and Consumer News /

When their working days eventually come to an end, many retirees will think about the best place to spend their golden years. Not all states treat retirement income — such as pension payouts or distributions from 401(k) plans and IRAs — the same way, which makes state and local taxes a key consideration for anyone expecting to be on a fixed ...Read more

Everyday Cheapskate: Meal Prep for People Who Hate Meal Prep

Consumer / Everyday Cheapskate /

Some people love meal prep. They plan every meal, color-code containers, and smile as they portion out grilled chicken and broccoli like a seasoned chef. This article is not for them.

This is for the rest of us. The folks who want dinner on the table but without surrendering their entire weekend to a week's worth of meals all neatly loaded into...Read more

Gary Coronado/Los Angeles Times/TNS

Analysis says San Francisco's housing costs have returned to 'normal'. What does that mean?

Consumer / Home and Consumer News /

A report recently released by real estate company Redfin makes a startling claim: San Francisco's housing costs have returned to "normal."

The City by the Bay, consistently ranked as one of the most expensive in the U.S., has seen signs that the housing market is leveling out: Home-price growth is slowing and mortgage rates are starting to fall...Read more

Real estate Q&A: Is our new home in an HOA neighborhood or not?

Consumer / Home and Consumer News /

Q: We just bought a house in a nice neighborhood that we thought didn’t have a homeowners association. One of the neighbors told us there is an association, but all it does is maintain the road. We are being asked to pay a hundred dollars once a year. Is this legit? — Dan

A: Buying a home is an exciting milestone, but it can come with ...Read more

Everyday Cheapskate: How to Clean a Washing Machine

Consumer / Everyday Cheapskate /

If you assume the inside of your washer is the cleanest place in your home because you put detergent through it with every load of laundry, join the club. Most people think that -- and that's a really bad assumption.

Have you ever wondered why there's dirty residue on the agitator? Why do washed clothes sometimes come out with stains they didn'...Read more

Hyosub Shin/The Atlanta Journal-Constitution/TNS

How Home Depot uncovered the biggest alleged retail theft in its history

Consumer / Home and Consumer News /

The bust last month of members of an alleged organized retail theft ring in California that Home Depot said was the largest in its history was the result of a corporate investigation years in the making.

In an exclusive interview with The Atlanta Journal-Constitution, a Home Depot official detailed how the company tracked the alleged members, ...Read more

Everyday Cheapskate: 8 Little Words That Can Change Your Life

Consumer / Everyday Cheapskate /

You hear it all the time, but do you know what it means to live below your means? Have you figured out how to do that?

To live below your means is to choose a lifestyle you can pay for with the money you have and still have some left over.

Living below your means that in this high-pressure, credit-based, gotta-have-it-all-right-now culture is ...Read more

 

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